| It had been a particularly daunting day
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| | $24,000.00. From the $500 ambulance ride
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| as a new trainee customer service
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| | to $5.00 bandages. It was overwhelming.
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| representative of a company with a bad
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| | The phone started ringing with
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| product and lots of vocal complaints.
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| | collection calls two weeks later. The
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| Many asked to talk to the supervisor and
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| | stress was rising on a daily basis. It
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| after the turn over, the supervisor
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| | was bad enough to get stabbed and lose
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| chided Lucile about being stronger on the
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| | work, but now this with a mountain of
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| phone. Lucille Marie collected a stow of
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| | medical bills was almost too much for
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| cash she had set aside at home so that
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| | Lucille Marie to handle. Before the
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| she could stop after work and get a cake,
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| | stabbing, Lucille Marie had been
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| party favors, gift and food for her five
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| | attending home buying seminars offered by
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| year old daughter's birthday celebration
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| | the local Community Development program.
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| with ten invited guests. With this all
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| | She had been working on some credit
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| flashing through Lucile Marie she said
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| | issues to raise her credit scores to
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| out loud "Hell No!" and stomped on the
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| | qualify for a First Time Homebuyer
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| assailant's foot with her left high heel.
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| | Program which would involve getting a
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| Simultaneously, she and spun while
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| | push for closing costs and down payment.
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| striking with her left elbow catching the
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| | The new job was thought to be a
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| would be thief in the face to free
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| | continuation of the same line of work so
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| herself but then felt a sharp pain in her
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| | that her new employment would qualify her
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| left side stomach area. She began
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| | for the loan. She had been getting close
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| screaming at the top of her lungs and her
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| | to owning her own home. Lucille Marie had
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| attacker fled and limped away without her
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| | been avoiding the phone with all the
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| purse. Lucille Marie grabbed her side
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| | "gut" calls coming in from collection
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| with the realization that she had been
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| | agencies but this time as she was
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| stabbed and had a lot of blood covering
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| | listening to her answering machine it was
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| her clothes and hands. A passerby had
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| | Gail from Community Development following
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| heard the blood curdling screams and
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| | up to check progress on her quest to buy
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| rushed over to see what was going on.
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| | a home. Lucille Marie shared her recent
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| Lucile Marie told him what had happened
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| | story with Gail. Gail asked if a police
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| and that she needed immediate attention.
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| | report had been filed. Lucille Marie told
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| Using his cell phone he called 911 and
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| | that it had and she had a copy of it.
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| soon the police and an ambulance arrived.
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| | Gail asked if she could bring in the
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| The attack had lasted all of 15 seconds.
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| | police report and all the outstanding
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| Rushing by ambulance to a hospital the
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| | medical bills. Gail was well acquainted
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| paramedics had stabilized the bleeding
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| | with all the ins and outs of credit
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| through temporary compression but surgery
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| | matters. Many of her applicants had to
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| would be needed. Lucille Marie was awake
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| | deal with credit challenges by getting
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| and inquired where she was being taken.
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| | them handled by paying in full or
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| The paramedics mentioned that they were
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| | settling for less than owned before
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| taking her to a nearby hospital. Lucille
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| | qualifying for a mortgage loan. Gail was
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| Marie shared that due to her short term
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| | on a first name basis with one of the
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| on her new job she had no insurance and
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| | local credit bureaus that acted for one
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| needed to go to the County Hospital. The
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| | of the big three credit reporting
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| ambulance made a U-turn and headed for
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| | agencies. Sue hearing Gail's shared story
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| the other hospital. Reality raises its
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| | mentioned the existence of the Special
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| head. This took another 10 minutes to
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| | Violent Crime Victim's Recovery Fund,
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| arrive at the County Hospital, which
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| | which would pay up to $25,000.00 for
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| would take in "indigent" care patients
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| | losses. A few states have this program
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| with taxpayer support. Going right into
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| | while many do not. The paper work alone
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| emergency surgery, Lucille Marie was
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| | is daunting for the average citizen. It
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| operated on to repair the knife wound,
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| | takes a lot of time and effort to even
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| which missed a lot of vital areas.
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| | cut through the maze. Fortunately, Sue
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| Lucille Marie spent two hours in recovery
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| | was keenly aware of all the shortcuts
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| stitches and sutures on her left side and
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| | necessary to successfully file an
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| tubes and such coming out from under the
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| | application and it proved yet another way
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| sheet. Lucille Marie was admitted to a
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| | to collect money for the credit bureau's
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| two-bed hospital room for treatment,
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| | clients. Armed with the police report of
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| monitoring and care. Lucile Marie, still
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| | the stabbing and all the owed bills Sue
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| a little groggy, was able to get her
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| | filed the required application and
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| hands on a phone and speak with her
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| | completed all the paper work.
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| daughter. Her daughter told her, sans
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| | It took about 45 days, but Sue was
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| cake, she was coming to the hospital with
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| | successful in getting an award sufficient
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| group to see her. A tear welled up in her
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| | to pay all the medical bills and not only
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| eye. This was not the birthday party
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| | that, she negotiated the expunging the
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| Lucile Marie had envisioned for her
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| | entire collection record as if it never
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| daughter. Before the daughter, Tammy,
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| | happened. Lucille Marie's credit record
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| arrived the police took a statement and a
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| | was made whole again. The collection
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| description of the assailant and filed a
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| | calls stopped and they were looking at
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| police report. The police shared that
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| | houses to buy with Gail's help and
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| resisting an attack can lead to such an
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| | counsel. The Realtor negotiated an
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| injury. It was also discussed that there
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| | affordable home with the seller paying
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| had been a man who was working the area
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| | most of the closing cost and prepaids
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| using strong-armed robbery tactics and
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| | with Community Development contributing a
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| they were diligently looking to capture
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| | $15,000 second mortgage with low interest
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| this dude. This was the first life
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| | only payments which would be forgiven if
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| threatening assault among all the
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| | Lucille Marie stayed in the home for five
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| victims. The police emphasized it was
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| | years. It was a life interrupted but now
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| important to get this perpetrator off the
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| | was back on track. Tammy's next birthday
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| streets and soon.
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| | party gave Lucille Marie an opportunity
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| Several months had now passed. Lucille
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| | to celebrate life and for a moment think
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| Marie was back working after missing a
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| | about what happened to change her life in
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| week of work and was learning all the
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| | fifteen seconds. Tammy's birthday would
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| nuances of the customer service business
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| | always have a double meaning. Lucille
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| with the daily interactions with her
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| | Marie felt blessed.
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| supervisor. She was getting better at
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| | A week later, Lucille Marie received a
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| handling the calls without intervention.
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| | call from the officer who had taken the
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| Management was now more willing to settle
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| | police report of her stabbing indicating
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| issues with cash rebates and credit which
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| | at long last they had stopped the
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| made the job a lot easier while offering
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| | perpetrator in yet another in progress
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| a much-improved product.
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| | strong arm robbery attempt. In this
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| As Lucile Marie checked her mailbox
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| | instance, an undercover cop returned fire
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| after work, she had a stack of letters
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| | and shot him dead when he resisted arrest
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| with medical related notations on the
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| | while holding a pistol. It seemed he had
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| return address. Lucille Marie knew the
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| | moved up to a more lethal weapon while
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| shoe was going to drop. She was very
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| | trying to support a big drug habit. He
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| surprised that it took this long. Slowly
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| | had a long prison record and had violated
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| opening each one and carefully stacking
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| | parole. Lucille Marie considered herself
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| up the hospital medical bills all
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| | lucky once again and blessed at the same
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| centered on the knife attack; Lucille
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| | time as she peered out the window of her
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| Marie put her head down and sighed. Using
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| | new home. Tammy was close by and she
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| a small calculator, the bills were
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| | received an unexpected hug from her mom.
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| totaled and it came up to just under
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| |
|