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Article #20: Violent Crime On Innocent Victims...Adds To The Victim's Woes...With Mountains Of Un

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It had been a particularly daunting day $24,000.00. From the $500 ambulance ride
as a new trainee customer service to $5.00 bandages. It was overwhelming.
representative of a company with a bad The phone started ringing with
product and lots of vocal complaints. collection calls two weeks later. The
Many asked to talk to the supervisor and stress was rising on a daily basis. It
after the turn over, the supervisor was bad enough to get stabbed and lose
chided Lucile about being stronger on the work, but now this with a mountain of
phone. Lucille Marie collected a stow of medical bills was almost too much for
cash she had set aside at home so that Lucille Marie to handle. Before the
she could stop after work and get a cake, stabbing, Lucille Marie had been
party favors, gift and food for her five attending home buying seminars offered by
year old daughter's birthday celebration the local Community Development program.
with ten invited guests. With this all She had been working on some credit
flashing through Lucile Marie she said issues to raise her credit scores to
out loud "Hell No!" and stomped on the qualify for a First Time Homebuyer
assailant's foot with her left high heel. Program which would involve getting a
Simultaneously, she and spun while push for closing costs and down payment.
striking with her left elbow catching the The new job was thought to be a
would be thief in the face to free continuation of the same line of work so
herself but then felt a sharp pain in her that her new employment would qualify her
left side stomach area. She began for the loan. She had been getting close
screaming at the top of her lungs and her to owning her own home. Lucille Marie had
attacker fled and limped away without her been avoiding the phone with all the
purse. Lucille Marie grabbed her side "gut" calls coming in from collection
with the realization that she had been agencies but this time as she was
stabbed and had a lot of blood covering listening to her answering machine it was
her clothes and hands. A passerby had Gail from Community Development following
heard the blood curdling screams and up to check progress on her quest to buy
rushed over to see what was going on. a home. Lucille Marie shared her recent
Lucile Marie told him what had happened story with Gail. Gail asked if a police
and that she needed immediate attention. report had been filed. Lucille Marie told
Using his cell phone he called 911 and that it had and she had a copy of it.
soon the police and an ambulance arrived. Gail asked if she could bring in the
The attack had lasted all of 15 seconds. police report and all the outstanding
Rushing by ambulance to a hospital the medical bills. Gail was well acquainted
paramedics had stabilized the bleeding with all the ins and outs of credit
through temporary compression but surgery matters. Many of her applicants had to
would be needed. Lucille Marie was awake deal with credit challenges by getting
and inquired where she was being taken. them handled by paying in full or
The paramedics mentioned that they were settling for less than owned before
taking her to a nearby hospital. Lucille qualifying for a mortgage loan. Gail was
Marie shared that due to her short term on a first name basis with one of the
on her new job she had no insurance and local credit bureaus that acted for one
needed to go to the County Hospital. The of the big three credit reporting
ambulance made a U-turn and headed for agencies. Sue hearing Gail's shared story
the other hospital. Reality raises its mentioned the existence of the Special
head. This took another 10 minutes to Violent Crime Victim's Recovery Fund,
arrive at the County Hospital, which which would pay up to $25,000.00 for
would take in "indigent" care patients losses. A few states have this program
with taxpayer support. Going right into while many do not. The paper work alone
emergency surgery, Lucille Marie was is daunting for the average citizen. It
operated on to repair the knife wound, takes a lot of time and effort to even
which missed a lot of vital areas. cut through the maze. Fortunately, Sue
Lucille Marie spent two hours in recovery was keenly aware of all the shortcuts
stitches and sutures on her left side and necessary to successfully file an
tubes and such coming out from under the application and it proved yet another way
sheet. Lucille Marie was admitted to a to collect money for the credit bureau's
two-bed hospital room for treatment, clients. Armed with the police report of
monitoring and care. Lucile Marie, still the stabbing and all the owed bills Sue
a little groggy, was able to get her filed the required application and
hands on a phone and speak with her completed all the paper work.
daughter. Her daughter told her, sans It took about 45 days, but Sue was
cake, she was coming to the hospital with successful in getting an award sufficient
group to see her. A tear welled up in her to pay all the medical bills and not only
eye. This was not the birthday party that, she negotiated the expunging the
Lucile Marie had envisioned for her entire collection record as if it never
daughter. Before the daughter, Tammy, happened. Lucille Marie's credit record
arrived the police took a statement and a was made whole again. The collection
description of the assailant and filed a calls stopped and they were looking at
police report. The police shared that houses to buy with Gail's help and
resisting an attack can lead to such an counsel. The Realtor negotiated an
injury. It was also discussed that there affordable home with the seller paying
had been a man who was working the area most of the closing cost and prepaids
using strong-armed robbery tactics and with Community Development contributing a
they were diligently looking to capture $15,000 second mortgage with low interest
this dude. This was the first life only payments which would be forgiven if
threatening assault among all the Lucille Marie stayed in the home for five
victims. The police emphasized it was years. It was a life interrupted but now
important to get this perpetrator off the was back on track. Tammy's next birthday
streets and soon. party gave Lucille Marie an opportunity
Several months had now passed. Lucille to celebrate life and for a moment think
Marie was back working after missing a about what happened to change her life in
week of work and was learning all the fifteen seconds. Tammy's birthday would
nuances of the customer service business always have a double meaning. Lucille
with the daily interactions with her Marie felt blessed.
supervisor. She was getting better at A week later, Lucille Marie received a
handling the calls without intervention. call from the officer who had taken the
Management was now more willing to settle police report of her stabbing indicating
issues with cash rebates and credit which at long last they had stopped the
made the job a lot easier while offering perpetrator in yet another in progress
a much-improved product. strong arm robbery attempt. In this
As Lucile Marie checked her mailbox instance, an undercover cop returned fire
after work, she had a stack of letters and shot him dead when he resisted arrest
with medical related notations on the while holding a pistol. It seemed he had
return address. Lucille Marie knew the moved up to a more lethal weapon while
shoe was going to drop. She was very trying to support a big drug habit. He
surprised that it took this long. Slowly had a long prison record and had violated
opening each one and carefully stacking parole. Lucille Marie considered herself
up the hospital medical bills all lucky once again and blessed at the same
centered on the knife attack; Lucille time as she peered out the window of her
Marie put her head down and sighed. Using new home. Tammy was close by and she
a small calculator, the bills were received an unexpected hug from her mom.
totaled and it came up to just under






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